Credit Bureau Reporting

Learn more about Huntington Debt Holding’s credit bureau reporting policy

Credit Bureau Reporting

Learn more about Huntington Debt Holding’s credit bureau reporting policy
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Huntington Debt Holding strives to help consumers resolve outstanding balances, improve credit, and achieve financial healing. As part of the debt resolution process, we encourage you to review our credit reporting policy. If you have additional questions beyond the information provided here, please contact our office by calling 888-326-1253.

Huntington Debt Holding’s Credit Bureau Reporting Policy

  • Prior to placing a consumer account with the credit bureaus, Huntington Debt Holding or our agency partners may attempt to contact you in writing.
  • We delete unpaid accounts from credit reports after seven years or after the statute of limitations runs out, whichever is longer.
  • Accounts that have been paid in full or settled for a lesser amount can remain on your credit report for up to seven years from the date the original debt became 180 days past due.
  • We are required to list the “Open Date” as the date that we acquired your account. This date does not affect how long we or our agency partner may appear on your credit report.
  • Consumers may access their credit reports and other helpful information from TransUnion, Experian, and Equifax by visiting
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Need Help?

If you have additional questions about your account or the details of our tradeline on your credit report, we encourage you to contact our team. We can also provide assistance with making a payment, discussing options for resolving your account, and explaining the details of your account. To speak with a Hungtington Debt Holding Representative, please contact us by calling  888-326-1253 during our normal business hours: Monday through Friday: 9am to 5pm EST.

Are You a Victim of Identity Theft?

Identity theft is a serious crime. If you have been the victim of identity theft, we highly encourage you to contact your creditors as soon as possible and visit for more information and a plan of action for reporting and addressing the issue promptly.

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Financial Resources

We provide free online resources to help you with financial literacy. It is our goal to help you resolve your account and get back on the path toward financial healing and recovery. Visit our Consumers page to access helpful resources, tools, and information. 

Access more financial literacy resources and learn how to get financially fit.