Yes. Huntington Debt Holding, LLC is a legitimate debt-buying company that has been operating since 2011.
We are based in Buffalo, New York. We purchase certain consumer accounts from creditors. When an account is sold to us, Huntington Debt Holding becomes the owner of that account.
This means you may hear our name even if you never opened an account directly with Huntington Debt Holding. Your original account may have been with another creditor before it was sold. In some cases, we work with licensed third-party service providers that may contact consumers on our behalf.
We believe consumers should feel comfortable asking questions before providing personal information or making a payment. This guide explains how you can verify Huntington Debt Holding, confirm our official contact information, and protect yourself from potential scams or impersonation attempts.
Our Business History and Legal Entity
Our legal business name is Huntington Debt Holding, LLC.
We began doing business in 2011 and operate as a limited liability company. Public business records and our Better Business Bureau profile provide additional information about our company and business history.
We believe transparency is important, especially when a consumer may be hearing our name for the first time. If you want to confirm information about our company, we encourage you to review independent business records in addition to the information available on our website.
Huntington Debt Holding Official Phone Number
If you need to verify a communication or have questions about an account, you can contact us directly.
The Huntington Debt Holding official phone number is: 888-326-1253
Our telephone hours are Monday through Friday, 9:00 a.m. to 5:00 p.m. Eastern Time.
Here’s our official mailing address:
Huntington Debt Holding, LLC
1965 Sheridan Dr, Suite 200
Buffalo, NY 14223
Consumers with compliance-related concerns or disputes may also contact our Chief Compliance Officer, Dennis DiGesare, at 716-382-7942.
You can find additional contact and consumer assistance information on our Help for Consumers page.
Our Certifications and Industry Credentials
We maintain industry credentials that consumers can independently review when researching our company.
Huntington Debt Holding is a Certified Receivables Business through Receivables Management Association International (RMAI). Our RMAI business certification is #C2109-1159, our Chief Compliance Officer certification is #P2108-1429, and our NMLS identification number is #1742647
RMAI’s Certified Receivables Business program includes standards covering areas such as account documentation, consumer complaints and disputes, vendor management, and other receivables management practices.
We publish these credentials because we want consumers to have additional ways to confirm who we are.
Huntington Debt Holding and the Better Business Bureau
Huntington Debt Holding, LLC is also a BBB Accredited Business.
Our Better Business Bureau profile provides information about our business, including our address, telephone number, business history, and accreditation status.
Consumers researching whether Huntington Debt Holding is legit can use the BBB profile as another independent source for checking information about our company.
It is important to remember that confirming that Huntington Debt Holding is a legitimate company does not automatically confirm the details of a specific account. If you have questions about an account connected to your name, we encourage you to contact us so we can help you review the information.
How to Verify a Communication From Huntington Debt Holding
If you receive an unexpected call, letter, email, or message, you do not have to rely only on the information in that communication.
You can verify it yourself.
- Start by comparing the company name, telephone number, and mailing address in the communication with the information published on our official website. If you are unsure about a phone call, you can end the call and contact us directly at 888-326-1253.
- You can ask us whether we own the account and whether the person or company that contacted you is authorized to communicate about it.
- You should also review the account information provided to you. If you do not recognize the account, believe the amount is incorrect, or have other questions, contact us and let us know.
Consumers also have rights when communicating with debt collectors. The Consumer Financial Protection Bureau provides information about debt validation, disputes, and how to identify legitimate collection communications.
You can also visit our Frequently Asked Questions and consumer resources for additional information about account ownership, service providers, disputes, and other common questions.
Protect Yourself From Impersonation Scams
Unfortunately, scammers sometimes use the names of legitimate businesses to try to obtain money or personal information from consumers.
Someone using our company name does not automatically mean that person is actually representing Huntington Debt Holding.
Be cautious if someone:
- Refuses to provide their company name or contact information
- Cannot explain why they are contacting you
- Pressures you to provide sensitive information immediately
- Threatens arrest or other immediate consequences
- Refuses to give you time to verify the account
- Demands payment through unusual methods such as gift cards or cryptocurrency
Caller ID information can also be manipulated, so you should not rely on the phone number displayed on your screen as your only method of verification.
If anything about a communication makes you uncomfortable or uncertain, stop the conversation and contact us independently through the information published on our website.
So, Is Huntington Debt Holding Legit?
Yes. Huntington Debt Holding, LLC is a legitimate debt-buying company that has been operating since 2011.
If you are ever unsure whether a call, letter, email, or service provider is connected to Huntington Debt Holding, contact us directly at 888-326-1253. We encourage you to verify any communication you receive.
We want you to have the information you need to understand who we are, why you may be hearing from us, and how to safely verify your account.